Terms of Service
Who we are
This website is operated by Joyfile. By buying or using this site you agree to these terms.
Digital products
All products are digital files. Your purchase gives you a license to use them as described on our License page; it does not transfer ownership of the designs.
Payments and subscriptions
Payments are processed by Stripe. Subscriptions renew automatically until cancelled from your account. Cancelling stops future charges; access continues until the end of the paid period.
Reading Club membership
The Reading Club costs $5 per month and renews automatically until you cancel from My account. Members get access to our Joyfile editions of public-domain books (EPUB, print-ready PDF and reading journal) through a private library link. The link is for your personal use; please don’t share or resell it. We may add, update or remove titles at any time.
Refunds
See our Refund Policy.
Accuracy
Spreadsheets and planners are tools, not financial, legal or medical advice. Check important numbers yourself.
Limitation of liability
To the extent allowed by law, our liability for any claim is limited to the amount you paid for the product.