Description
Type your debts and extra payment, pick a method, and get a full 30-year month-by-month payoff schedule, the order your debts disappear and a chart of your balance falling.
What’s inside
- Debts tab (up to 10 debts)
- Snowball / Avalanche dropdown
- Debt-free date and total interest
- Month-by-month schedule
- Balance chart
How it works
- Paid-off minimums roll into the next debt automatically
- Formulas checked against an independent payoff simulation
Good to know
- This is a digital download — nothing will be mailed to you.
- Works in Microsoft Excel and Google Sheets (free). Instructions for importing into Google Sheets are on the Start Here tab.
- This is a planning tool, not financial advice.








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