Tidy Care: Medical Bills & Insurance Claims Organizer App (Bills vs EOBs, Appeals, Deductible Tracker)

Description

Never pay a medical bill before you check it. Medical bills are wrong often enough that checking is worth real money. Tidy Care holds your claims, your bills and your letters in one place, and shows you what you actually owe.

▶ Try the free demo

⚖️ Bills vs EOBs — the page that finds the money

Your Explanation of Benefits is your plan’s own statement of your share. Tidy Care lines every bill up against its EOB and works out the difference. A bill asking for more than the EOB says you owe is the commonest error there is: the claim was never submitted, it was coded wrong, or you are being balance-billed.

📉 Deductible & out-of-pocket tracker

A running total built from your own EOBs, so you know where you are in the plan year and can check it against your insurer’s figure. The two drift apart whenever a claim is reprocessed.

✉️ Six letters, filled in from your records

• Itemized bill request — send this first; errors only show up on the itemized version
• Billing error dispute — once you have the itemized bill and the EOB side by side
• Insurance appeal (internal) — generally within 180 days of the denial notice, with an expedited option
• External review request — within 4 months of the final denial, decided by a reviewer outside the insurance company
• Financial assistance request — nonprofit hospitals must have a written policy
• Payment plan request — interest-free, in writing, and only after the first two

Pick a bill or a claim and the letter fills itself in. Live preview as you type, and each one prints clean.

📋 Also inside

• Insurance claims: one entry per EOB, with denial reasons
• Bills received, matched to their claim
• Appointments & care: dates, prior authorization numbers, what was paid at the desk
• Call log: date, person, reference number, what they said — the page that wins arguments
• Questions to ask at the next appointment
• Documents and providers & contacts
• Step by step and Know your rights, in plain English
• Light and dark mode

How it works

• You get a single file that opens in your web browser (Chrome, Edge, Firefox or Safari) on Windows, Mac or Chromebook.
• No account, no subscription, no install. Works offline.
• Your data stays on your computer. Nothing is uploaded.
• Download a backup file any time. Optional passcode lock with AES-256 encryption — worth turning on, because this file holds your plan and your care.
• Best on a computer. Most phones can’t open downloaded app files.

What you get

• Tidy-Care.html (the app)
• Quick-start guide (PDF)

Want paper too? Get the printable Medical Bills Organizer, or save with the Medical Bills Pack.